All the American Express business credit cards require excellent credit to get approved, which refers to a range or credit score in between 740 – 850. You will arrive at this credit score level if you always pay your bill on time. There are lots of perks and rewards you can enjoy in the American Express business credit cards. There are a total of 12 types of Amex credit cards for small businesses.
American Express Plum Card features unlimited 1.5% discount if you repay early within 10 days before the due date. There is no penalty APR or fees if take 60 days to pay the balance. American Express Business Platinum Card offers 40,000 rewards points as signup bonus when you spend a minimum of $5,000 in 3 months. It offers unlimited 1 point for every dollar spent along with many other benefits.
American Express Business Gold Card offers 3x points on categories like gas, advertising, shipping, IT purchases, and airlines. It rewards 2 points on 4 categories and 1 point on other types of purchases. It features 50,000 membership rewards points for minimum $5,000 in purchases. Starwood Preferred Guest Business Credit Card offers 4 points for every single dollar you spend at Starwood hotels. It features 25,000 Starpoints when you have spent $5,000 in purchases.
SimplyCash Plus Business Card offers 5% cash back when you buy wireless phone or office supplies for your business and 3% cash back on selected categories. The card features a 9 months zero percent introductory period. Gold Delta SkyMiles offers 2 Skymiles for every dollar spent at Delta airline. It offers several benefits such as 20% discount on air ticket, and priority boarding. It features 30,000 Skymiles which can be exchanged with $50 statement after spending $1,000 within 3 months.
Business Green Rewards Card offers 2x points for your shopping at the American Express travel website. You will be rewarded with 5,000 points following the first purchase. Blue for Business Credit Card also offers 2 points when you spend money at American Express travel website. You get 10,000 signup bonus points for the first purchase made in 3 months and another 10,000 points when you spend $5,000 in 6 months.
Lowe Business Rewards Card offers 3 points on restaurant, wireless phone services and office supplies and 2 points for purchases at Lowe. Platinum Delta SkyMiles offers 10,000 Skymiles for the first purchase made in 12 months. You can redeem for things such as class upgrades once you have accumulated 5,000 Skymiles. Each dollar you spend gives you the opportunity to earn 2 Skymiles at Delta. Delta Reserve also offer 10,000 bonus miles for the first purchase and 2x miles for your purchases at Delta. It also offer benefits such as priority boarding, first checked bag, Delta Sky Club Access, and 20% discount on in flight purchases.